Open real business bank accounts — anywhere you're based
Mercury, Relay, Wise Business, Tide, Payoneer, Airwallex, WorldFirst and Sunrate — matched to your entity and prepared by application specialists.
The right bank for your rails, not just the popular one
Every neobank has a personality. Mercury is best for VC-backed founders. Relay wins for agencies and small teams. Wise Business is unbeatable for multi-currency. Tide is excellent for UK-based directors. Payoneer is essential for marketplace sellers.
We take the guesswork out. Based on your entity, industry, expected volume and currency needs, we design a two- or three-bank stack, prepare the applications and shepherd them through onboarding.
Why founders choose Entity Makers
Real, measurable advantages you get from working with a team that has launched thousands of global entities.
High approval rate
Every application is written by someone who has submitted hundreds. Rejections are rare.
Cross-border ready
Multi-currency accounts, local IBANs and cheap FX — everything a global business needs.
Compliance first
KYB documents prepared to satisfy BSA/AML checks so onboarding doesn't stall.
Fast turnaround
Most accounts are approved within 5–15 business days once your entity is formed.
Ready to scale
As volume grows we help you unlock higher limits, add cards and enable Treasury products.
Card issuing
Virtual and physical cards issued for you and your team with granular controls.
Everything included, nothing hidden
Each engagement is scoped to your goals with clear, itemized deliverables so you always know what you're paying for.
Mercury
US business banking with ACH, wires, virtual cards, Treasury and API access.
Relay
US banking built for teams. 20 sub-accounts, multi-user, deep Xero/QuickBooks integration.
Wise Business
Multi-currency accounts with local IBANs in 10+ currencies, Wise cards and cheap FX.
Tide
UK business banking with fast setup, invoicing, expense tools and integrated cards.
Payoneer
Marketplace-friendly accounts for Amazon, Fiverr, Upwork and other platforms.
Airwallex / WorldFirst / Sunrate
Global multi-currency banking for higher-volume operators and e-commerce sellers.
A clean, guided path from idea to launch
Our proven four-stage framework keeps timelines tight, documentation clean and compliance airtight.
Rail design
We map your primary, backup and FX banks based on entity and business model.
KYB pack
Formation docs, EIN/UTR, ID, address and business plan compiled for each application.
Applications
Submitted in the right order, spaced to avoid duplicate-detection flags.
Handover
Approved accounts, cards and logins delivered securely with a written setup summary.
Frequently asked questions
Everything founders usually ask before starting. Don't see your question? Reach out — we reply within one business day.
Do I need to be in the US or UK to open banking?
No. All the banks we work with support remote onboarding for non-residents once you have the right entity and KYB documentation.
Which banks are best for non-residents?
Wise Business is the easiest and works with LLCs and LTDs. Mercury and Relay support most non-resident owned LLCs. Tide is excellent for UK LTDs owned by non-residents.
Can I use these accounts to receive Stripe / PayPal payouts?
Yes. All accounts we open are compatible with Stripe and PayPal payouts as long as the entity and legal name match.
How many banks should I open?
For serious operators we recommend at least two: a primary operating bank and a multi-currency/FX bank. Adding a third specialty bank (e.g. Payoneer for marketplaces) is common.
What if a bank rejects my application?
We diagnose the rejection reason and either resubmit with a corrected package or apply to an alternative that fits your profile better. There's almost always a route to bankability.
Do these banks issue debit cards?
Yes. Mercury, Relay, Wise Business, Tide and Airwallex all issue virtual and physical cards with granular team controls.
Ready to build your global business?
Book a free consultation with an Entity Makers specialist. We'll map the right structure, banking, and payment stack for your goals.